{"id":784,"date":"2021-12-19T20:21:19","date_gmt":"2021-12-20T01:21:19","guid":{"rendered":"http:\/\/rthomas.xyz\/?p=784"},"modified":"2021-12-19T20:21:21","modified_gmt":"2021-12-20T01:21:21","slug":"credit-card-rookie-finance-documentary-talk","status":"publish","type":"post","link":"https:\/\/rthomas.xyz\/?p=784","title":{"rendered":"Credit Card Rookie \/ Finance Documentary Talk"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg\" alt=\"\"\/><figcaption>From <a href=\"http:\/\/www.pixabay.com\">Pixabay<\/a><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Credit Card Rating Jumped 46 Points<\/h2>\n\n\n\n<p>Not bad for a Credit Card Virgin, heh! I still have my secured credit card but was able to get another card with a $1,000 limit. It&#8217;s better than the $200 my secured credit card offered. My Equifax and Experian ratings are at 712, jumping from the number of the beast, 666. Perhaps I&#8217;ve been cursed by the devil? (If one does exist). Next for my rating to drop and drop? Sounds like a crappy horror movie idea.<\/p>\n\n\n\n<p>I like the new credit card with the $1,000 limit. According to this <a href=\"https:\/\/www.npr.org\/2020\/11\/09\/933053299\/tricks-to-improve-your-credit-score\" target=\"_blank\" rel=\"noreferrer noopener\">NPR Life Kit episode<\/a>, it&#8217;s best to keep your number at a 1\/3 or less. So for me, I need to keep it down to $333.33. Goes prime with 666, heh? As said, my secured card had a limit of $200. It went past $66.66 twice. One time, it went to $125 and I paid it off immediately when I was aware. But my score went down. The second time, I had an inkling after a purchase and it was at $71. I paid it off quickly and it didn&#8217;t seem to screw with my score (or perhaps it did). So, it&#8217;s best for me to keep an eye on my new credit card and make sure it doesn&#8217;t go past $333<\/p>\n\n\n\n<p> <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Finance Flicks<\/h2>\n\n\n\n<p>Frontline officially released <a href=\"https:\/\/youtu.be\/2mHsTKvAuZc\" target=\"_blank\" rel=\"noreferrer noopener\">The Secret History of the Credit Card<\/a> on YouTube. Interesting to see this 2004 film with people using computers with CRT monitors. I haven&#8217;t used one of those since 2008 and I don&#8217;t ever want to use those ever again. This documentary features Ben Stein who at the time had many credit cards with him. This also features then Professor Elizabeth Warren. Recent news: Senator Warren <a href=\"https:\/\/lasvegassun.com\/news\/2021\/dec\/19\/sen-elizabeth-warren-tests-positive-for-covid-brea\/\" target=\"_blank\" rel=\"noreferrer noopener\">tested positive<\/a> for Covid-19. The movie explains who difficult credit card rules can be. I guess I better prepare if I make too many mistakes.<\/p>\n\n\n\n<p>Another one I watched today was <a href=\"https:\/\/www.youtube.com\/watch?v=9RbL8lTsITY\" target=\"_blank\" rel=\"noreferrer noopener\">The Power of the Fed<\/a>. It explained the 2008 Financial Crisis and help me understand a little more about Quantitative Easing. But also, it discussed recent events and I think we are going on to some uncertain territory down the road. Or heading to some uncertain weather (like the Genesis song I kinda enjoy).  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Credit Card Rating Jumped 46 Points Not bad for a Credit Card Virgin, heh! I still have my secured credit card but was able to get another card with a $1,000 limit. It&#8217;s better than the $200 my secured credit card offered. My Equifax and Experian ratings are at 712, jumping from the number of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_s2mail":"yes","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-784","post","type-post","status-publish","format-standard","hentry","category-investing"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credit Card Rookie \/ Finance Documentary Talk - Robbie Thomas<\/title>\n<meta name=\"description\" content=\"This documentary features Ben Stein who at the time had many credit cards with him. This also features then Professor Elizabeth Warren.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rthomas.xyz\/?p=784\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Card Rookie \/ Finance Documentary Talk - Robbie Thomas\" \/>\n<meta property=\"og:description\" content=\"This documentary features Ben Stein who at the time had many credit cards with him. This also features then Professor Elizabeth Warren.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rthomas.xyz\/?p=784\" \/>\n<meta property=\"og:site_name\" content=\"Robbie Thomas\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-20T01:21:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-20T01:21:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg\" \/>\n<meta name=\"author\" content=\"Robbie\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robbie\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/rthomas.xyz\/?p=784#article\",\"isPartOf\":{\"@id\":\"https:\/\/rthomas.xyz\/?p=784\"},\"author\":{\"name\":\"Robbie\",\"@id\":\"https:\/\/rthomas.xyz\/#\/schema\/person\/2a0a3a29a14c64af9d17595b3158681a\"},\"headline\":\"Credit Card Rookie \/ Finance Documentary Talk\",\"datePublished\":\"2021-12-20T01:21:19+00:00\",\"dateModified\":\"2021-12-20T01:21:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/rthomas.xyz\/?p=784\"},\"wordCount\":366,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/rthomas.xyz\/#\/schema\/person\/2a0a3a29a14c64af9d17595b3158681a\"},\"image\":{\"@id\":\"https:\/\/rthomas.xyz\/?p=784#primaryimage\"},\"thumbnailUrl\":\"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg\",\"articleSection\":[\"Investing\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/rthomas.xyz\/?p=784#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/rthomas.xyz\/?p=784\",\"url\":\"https:\/\/rthomas.xyz\/?p=784\",\"name\":\"Credit Card Rookie \/ Finance Documentary Talk - Robbie Thomas\",\"isPartOf\":{\"@id\":\"https:\/\/rthomas.xyz\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/rthomas.xyz\/?p=784#primaryimage\"},\"image\":{\"@id\":\"https:\/\/rthomas.xyz\/?p=784#primaryimage\"},\"thumbnailUrl\":\"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg\",\"datePublished\":\"2021-12-20T01:21:19+00:00\",\"dateModified\":\"2021-12-20T01:21:21+00:00\",\"description\":\"This documentary features Ben Stein who at the time had many credit cards with him. This also features then Professor Elizabeth Warren.\",\"breadcrumb\":{\"@id\":\"https:\/\/rthomas.xyz\/?p=784#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/rthomas.xyz\/?p=784\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/rthomas.xyz\/?p=784#primaryimage\",\"url\":\"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg\",\"contentUrl\":\"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/rthomas.xyz\/?p=784#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/rthomas.xyz\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Card Rookie \/ Finance Documentary Talk\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/rthomas.xyz\/#website\",\"url\":\"https:\/\/rthomas.xyz\/\",\"name\":\"Robbie Thomas\",\"description\":\"Life and Times of Robbie Thomas\",\"publisher\":{\"@id\":\"https:\/\/rthomas.xyz\/#\/schema\/person\/2a0a3a29a14c64af9d17595b3158681a\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/rthomas.xyz\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\/\/rthomas.xyz\/#\/schema\/person\/2a0a3a29a14c64af9d17595b3158681a\",\"name\":\"Robbie\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/rthomas.xyz\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/9bf9fded6321e0e135d3cb65c2e96bf2cf74bca1c9cfd7e06c47129f1da2fd24?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/9bf9fded6321e0e135d3cb65c2e96bf2cf74bca1c9cfd7e06c47129f1da2fd24?s=96&d=mm&r=g\",\"caption\":\"Robbie\"},\"logo\":{\"@id\":\"https:\/\/rthomas.xyz\/#\/schema\/person\/image\/\"},\"sameAs\":[\"http:\/\/rthomas.xyz\"],\"url\":\"https:\/\/rthomas.xyz\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Credit Card Rookie \/ Finance Documentary Talk - Robbie Thomas","description":"This documentary features Ben Stein who at the time had many credit cards with him. This also features then Professor Elizabeth Warren.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/rthomas.xyz\/?p=784","og_locale":"en_US","og_type":"article","og_title":"Credit Card Rookie \/ Finance Documentary Talk - Robbie Thomas","og_description":"This documentary features Ben Stein who at the time had many credit cards with him. This also features then Professor Elizabeth Warren.","og_url":"https:\/\/rthomas.xyz\/?p=784","og_site_name":"Robbie Thomas","article_published_time":"2021-12-20T01:21:19+00:00","article_modified_time":"2021-12-20T01:21:21+00:00","og_image":[{"url":"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg","type":"","width":"","height":""}],"author":"Robbie","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Robbie","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/rthomas.xyz\/?p=784#article","isPartOf":{"@id":"https:\/\/rthomas.xyz\/?p=784"},"author":{"name":"Robbie","@id":"https:\/\/rthomas.xyz\/#\/schema\/person\/2a0a3a29a14c64af9d17595b3158681a"},"headline":"Credit Card Rookie \/ Finance Documentary Talk","datePublished":"2021-12-20T01:21:19+00:00","dateModified":"2021-12-20T01:21:21+00:00","mainEntityOfPage":{"@id":"https:\/\/rthomas.xyz\/?p=784"},"wordCount":366,"commentCount":0,"publisher":{"@id":"https:\/\/rthomas.xyz\/#\/schema\/person\/2a0a3a29a14c64af9d17595b3158681a"},"image":{"@id":"https:\/\/rthomas.xyz\/?p=784#primaryimage"},"thumbnailUrl":"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg","articleSection":["Investing"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/rthomas.xyz\/?p=784#respond"]}]},{"@type":"WebPage","@id":"https:\/\/rthomas.xyz\/?p=784","url":"https:\/\/rthomas.xyz\/?p=784","name":"Credit Card Rookie \/ Finance Documentary Talk - Robbie Thomas","isPartOf":{"@id":"https:\/\/rthomas.xyz\/#website"},"primaryImageOfPage":{"@id":"https:\/\/rthomas.xyz\/?p=784#primaryimage"},"image":{"@id":"https:\/\/rthomas.xyz\/?p=784#primaryimage"},"thumbnailUrl":"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg","datePublished":"2021-12-20T01:21:19+00:00","dateModified":"2021-12-20T01:21:21+00:00","description":"This documentary features Ben Stein who at the time had many credit cards with him. This also features then Professor Elizabeth Warren.","breadcrumb":{"@id":"https:\/\/rthomas.xyz\/?p=784#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/rthomas.xyz\/?p=784"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/rthomas.xyz\/?p=784#primaryimage","url":"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg","contentUrl":"https:\/\/images.pexels.com\/photos\/164501\/pexels-photo-164501.jpeg"},{"@type":"BreadcrumbList","@id":"https:\/\/rthomas.xyz\/?p=784#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/rthomas.xyz\/"},{"@type":"ListItem","position":2,"name":"Credit Card Rookie \/ Finance Documentary Talk"}]},{"@type":"WebSite","@id":"https:\/\/rthomas.xyz\/#website","url":"https:\/\/rthomas.xyz\/","name":"Robbie Thomas","description":"Life and Times of Robbie Thomas","publisher":{"@id":"https:\/\/rthomas.xyz\/#\/schema\/person\/2a0a3a29a14c64af9d17595b3158681a"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/rthomas.xyz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":["Person","Organization"],"@id":"https:\/\/rthomas.xyz\/#\/schema\/person\/2a0a3a29a14c64af9d17595b3158681a","name":"Robbie","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/rthomas.xyz\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/9bf9fded6321e0e135d3cb65c2e96bf2cf74bca1c9cfd7e06c47129f1da2fd24?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9bf9fded6321e0e135d3cb65c2e96bf2cf74bca1c9cfd7e06c47129f1da2fd24?s=96&d=mm&r=g","caption":"Robbie"},"logo":{"@id":"https:\/\/rthomas.xyz\/#\/schema\/person\/image\/"},"sameAs":["http:\/\/rthomas.xyz"],"url":"https:\/\/rthomas.xyz\/?author=1"}]}},"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/rthomas.xyz\/index.php?rest_route=\/wp\/v2\/posts\/784","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rthomas.xyz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rthomas.xyz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rthomas.xyz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rthomas.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=784"}],"version-history":[{"count":3,"href":"https:\/\/rthomas.xyz\/index.php?rest_route=\/wp\/v2\/posts\/784\/revisions"}],"predecessor-version":[{"id":787,"href":"https:\/\/rthomas.xyz\/index.php?rest_route=\/wp\/v2\/posts\/784\/revisions\/787"}],"wp:attachment":[{"href":"https:\/\/rthomas.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rthomas.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rthomas.xyz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}